The Financial Challenges Of Christmas …
The end of the year can be financially challenging for many households with Christmas, holidays and then back to school expenses.
YFS Financial Counsellor Kristine says “Our Financial Counsellors usually see a rise in clients seeking help with financial issues in the new year. This year, even before Christmas, many people are already struggling with the rising cost of living, and some have been affected by the floods earlier in the year.”
“At this time of year it can be tempting to turn to payday lenders or Buy Now, Pay Later services to tide you over, but it can be hard to juggle repayments with other financial commitments and they can end up costing you a lot in fees if you miss a payment.”
Kristine says if people find that they are always short at the end of the week and are worried about debts, a financial counsellor can help. “Financial counselling is a free, independent service available to anyone who finds themselves in financial distress.
“Whether you need help to prepare a budget, want to access flood grants or energy concessions, want to know how to negotiate with creditors, or need assistance to apply for a no interest loan, financial counsellors are there to help you get your finances back on track.”
Financial counselling services are supportive, non-judgemental and confidential.
If you’re having difficulty paying your regular bills or paying off debt, contact a financial counsellor for free advice and support.
YFS financial counsellors are available in the Logan and Beuadesert areas and are based at the Family Place in Yarrabilba and at Beaucare in Beaudesert every Friday.
Call 3826 1500 for more information or to make a booking.